Welcome to my website,
I offer the use of the same tools I use to locate properties that have been listed in the MLS. The use of these tools is free, but I do ask that you work with me as your agent in return. You will be able to view all Houses, Condos, Land, Multi Family Homes and Commercial Properties for Sale and my data is updated every 15 minutes.
You can try the tools without becoming a member if you are not sure that this is what you would like to do. However, you will not be able to view the full listing sheet with information such as the property address unless you become a member. DO NOT be afraid to sign up with your email address. No one other than me can access it and I will use it only if you want me to contact you. I am not a high-pressure salesman. I provide a highly educational buyer's service. YOU control what role you want me to take on as your buyer's agent.
Sellers - Do you know the value of your home in today's market? CALL MY MOBILE NUMBER to request a free market analysis. GET THE INFORMATION YOU NEED TO MAKE AN INFORMED DECISION.
CLICK HERE for a FREE Home Value Report. - Find out what your home is worth before putting it on the market. My detailed report will provide you with the information you need to make an educated decision in how to market your property.
RI Smoke Alarm & Carbon Monoxide Detector Requirements
20 Tips for Selling Your Home - These 20 tips for selling a home not only help your seller, they assist the agent in selling the home faster and for the maximum price.
10 Tips for 1st Time Sellers - First time sellers will benefit greatly from these 10 tips. Peter Miller of Reality Times provides great information from 'Define Your Goal' to 'Know Your Rival.
7 Rules of Remodeling - Ideas on minimizing problems and surprises through careful planning of the remodeling process are shared by Arrol Gellner.
Improving the Look of Your Home - This article provides sellers with great tips on improving the look of their home prior to placing it on the market without costing them a fortune.
Attention Distressed Homeowners-New Re-Finance Programs
If you are a homeowner who is up-to-date on your payments, but have been struggling to refinance your mortgage, there are some new policies that may help you refinance.
As of November 15, 2011:
•Eligibility for the Home Affordability Refinance Program (HARP) will be expanded to include homeowners whose mortgages now exceed 125% of the homes value. These homeowners were previously ineligible.
•Program fees to participate in HARP will be lowered or eliminated so more homeowners can take advantage of HARP.
•Other changes, such as allowing some homeowners to maintain their original mortgage insurance, will facilitate refinancing.
The ability to refinance helps more than the individual homeowner; it also helps neighborhoods and communities by making it easier for families to stay in their homes. While the original HARP provided an opportunity for some homeowners to refinance their loans, it left out too many people who needed help.
A coalition of Senators last month urged the Obama Administration to remove the 125% cap and lower HARP participation fees. The Administration has implemented these recommendations and some Rhode Island homeowners will feel relief soon. This is just one of the many steps we need to take to help struggling families.
Please note that HARP is a program for homeowners who are currently up to date on their payments, but who could not qualify to take advantage of low interest rates because of their lack of equity.
If you have questions about whether your family will qualify to participate in HARP or about other refinancing and foreclosure prevention programs, please contact the RI office of Sheldon Whitehouse at 401-453-5294.
NOTE: If you have fallen behind on your mortgage payments or are unemployed, please contact Rhode Island Housing about the Hardest Hit Program which can provide assistance to those who face the threat of foreclosure. You can speak with a housing counselor on their Help Line at 401-277-1500.
As a Realtor, I want as many homeowners as possible to be able to keep their home. There may be programs to help you but you need to know about them. Foreclosure should be a last resort to be avoided whenever possible. Contact me if you think that foreclosure is your only option. YOU MAY HAVE OTHER OPTIONS!!!
Buyers - Please feel free to browse this information I have gathered just for you. CALL MY MOBILE NUMBER to request information about the home buying process. Know where to begin. I will provide you with step-by-step guidance from mortgage pre-approval to closing. Mortgage rates are low and there will be no better time than now to at least consider your options. STEP 1 - CALL ME.
NEED FINANCING? WHAT IS THE FIRST STEP TO SEE IF YOU QUALIFY?
There are conventional loans that may require just a 5% down payment. There are special programs for first-time home buyers. RI Housing has special programs offering low down payment loans. Learn about your options.
FHA AND VA LOANS:
FHA loans require just 3.5% down payment. VA loan changes include: Spouses of Veterans who did not have a service related death will now be allowed to obtain a VA loan (previously was only service related deaths). Deployed service members will now be allowed to buy a property as long as the dependant child will live there as a primary residence (previously was only if spouse lived there)
Timelines for closing depend on several variables such as buyer and seller circumstances, type of loan, type of sale (distressed or non-distressed) and lender workload. If you are getting a mortgage, 45 days is an average time used for the Purchase and Sales Agreement. This is negotiable with the seller. Thirty-day closings are available from most lenders if you are getting a conventional loan for a non-distressed property. Cash buyers can close in as little as 14 days. Specialty loans such as a 203k renovation loan, will require more time. If you are buying a property which is a short-sale or an REO (Real Estate Owned), you will need significantly more time to complete the buying process. Buyers of distressed properties must work closely with their buyer's agent and their lender and you must not have a short deadline in which you must close.
Homebuyer's Tool Kit-Prepaired by the Real Estate Buyer's Agent Council (REBAC), this handy reference tool has been prepared for use only by REALTORS who have been awarded the ABR desination. As a member of REBAC holding the ABR designation, I can offer my clients access to brouse this exceptionally helpful real estate buyer resource.
FIRST TIME HOME BUYERS-THE PERFECT STORM Market factors (interest rates, inventory, affordability) continue to favor home buyers. Historically, when rates are low, buyers are purchasing so prices are driven higher and inventory is dropping. Or, when inventory is high and prices are low, it was because interest rates were high. But the market is still favoring buyers. Call me for an appointment to discuss your goals and financial situation. WHY RENT IF YOU CAN OWN?
Find A Home Inspector Click here for a list of home inspection companies. HELPFUL HINT: Most companies will give you a discount rate if you order both the home inspection and the Radon test at the same time.
Negotiating Tips - Tips on negotiating the price of your new home...
Buying a New Home - Many helpful pros and cons of buying a new home are noted in this article by Dian Hymer
Only registered members can view all MLS property information including addresses, compare properties, save hot properties for automatic follow-ups, and have email or cell phone alerts sent to them whenever a MLS property matching their search criteria is added or changed. To try our MLS searches,click any Property Search link ... you just won't receive all of the benefits
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I specialize in working with buyers and sellers in the following RI and MA towns:
PROPERTY SEARCH - CLICK HERE - Members of my web site can use my POWERFUL property search tool to link to all active MLS listings currently on the market in RI, SE MA, and Eastern CT. Call my mobile number listed at the top of this page for further info on any property in which you have an interest. I assist buyers with price negotiaions, scheduling showings, providing details to include in contracts and other required paper work. I offer other valuable insights and guidance as your full-time BUYERS AGENT and REALTOR®. Call me today.
Attleboro, MA; Barrington, RI; Bellingham, MA; Blackstone, MA; Bristol, RI; Bristol County, MA; Bristol County, RI; Burrillville, RI; Central Falls, RI; Charlestown, RI; County, MA; Coventry, RI; Cranston, RI; Cumberland, RI; Dighton, MA; East Greenwich, RI; East Providence, RI; East Side Of Prov, RI; Exeter, RI; Fall River, MA; Foster, RI; Glocester, RI; Hopkinton, RI; Jamestown, RI; Johnston, RI; Kent County, RI; Lincoln, RI; Little Compton, RI; Mansfield, MA; Middletown, RI; Millville, MA; Narragansett, RI; New Shoreham, RI; Newport, RI; Newport County, RI; Norfolk County, MA; North Attleboro, MA; North Kingstown, RI; North Providence, RI; North Smithfield, RI; Norton, MA; Other, MA; Pawtucket, RI; Plainville, MA; Portsmouth, RI; Providence, RI; Providence County, RI; Rehoboth, MA; Richmond, RI; Scituate, RI; Seekonk, MA; Smithfield, RI; Somerset, MA; South Kingstown, RI; Swansea, MA; Taunton, MA; Tiverton, RI; Uxbridge, MA; Warren, RI; Warwick, RI; Washington County, RI; West Greenwich, RI; West Warwick, RI; Westerly, RI; Westport, MA; Woonsocket, RI; Worcester County, MA; Wrentham, MA.
I am a licensed real estate agent and qualified to assist you in all towns of Rhode Island and Massachusetts.
I also provide referral services to those of you relocating elsewhere in the United States. Don't blindly select an agent. My referral data base will match you with an experienced agent who specializes in relocating home/condo buyers.
Click on Photos for Details, Pictures and Virtual Tours
S O L D - 205 RESERVOIR AVE., REHOBOTH, MA - S O L D
IMMACULATE, "PARKER SHAW" POST & BEAM COLONIAL ON PRIVATE 1.94 ACRE LOT, UPDATED WITH TOP QUALITY MATERIALS: WOOD SHINGLE ROOF ON HOUSE AND 2-STORY GARAGE IN 2007, KITCHEN WITH SOLID CHERRY CABINETS, GRANITE COUNTERTOPS AND ISLAND, STAINLESS APPLIANCES; 2-ZONE HEAT AND 2-ZONE CENTRAL A/C NEW IN 2007, EXTERIOR HIGHLIGHTS INCLUDE RAISED-BED GARDENS, WILD FLOWERS, STONE WALLS, BRICK WALKWAYS AND NEW 21' X 21' PATIO. A MUST SEE HOME.... OFFERED AT $389,900!!!
S O L D -235 FREEMAN PKWY, PROVIDENCE/EAST SIDE- S O L D
STATELY, SIX BEDROOM, EAST SIDE COLONIAL WITH 1930's CHARM AND ELEGANCE, PRIME FREEMAN PLAT LOCATION, OFFERED AT $839,900
S O L D --- PROVIDENCE/DOWNTOWN LUXURY CONDO --S O L D
The 903 Residences - 2-Bedroom, 2-Bath Condo